Whitby market report · April 2025
Whitby housing market: April 2025
Whitby housing market in April 2025: $941,442 average sale price (down 11.4% year over year), 148 homes sold, 2.4 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in April 2025
Whitby recorded 148 sales in April 2025, 13.5% fewer than the same month a year earlier. Sellers brought 403 new listings to market, leaving 433 properties in inventory — 59.2% more than a year ago. At the month's pace of sales that is 2.4 months of supply, which puts Whitby in a balanced market. 44% of the month's new listings sold.
The average sale price across all property types was $941,442, down 11.4% year over year and down 6.7% on the month. Detached homes averaged $1,064,283 against $578,857 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to April 2025
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $1,064,283 | -10.1% | 88 | 279 | 286 |
| Semi-detached | $925,600 | +1.2% | 5 | 8 | 10 |
| Row / townhouse | $815,531 | -6.1% | 32 | 70 | 78 |
| Apartment | $578,857 | -6.9% | 7 | 17 | 33 |
| All types | $941,442 | -11.4% | 148 | 403 | 433 |
Source: the Toronto Regional Real Estate Board, Whitby, April 2025.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.