Whitby market report · March 2025
Whitby housing market: March 2025
Whitby housing market in March 2025: $1,008,786 average sale price (down 3.1% year over year), 112 homes sold, 2.3 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in March 2025
Whitby recorded 112 sales in March 2025, 31.7% fewer than the same month a year earlier. Sellers brought 369 new listings to market, leaving 369 properties in inventory — 167.4% more than a year ago. At the month's pace of sales that is 2.3 months of supply, which puts Whitby in a balanced market. 45% of the month's new listings sold.
The average sale price across all property types was $1,008,786, down 3.1% year over year and up 2.1% on the month. Detached homes averaged $1,134,646 against $506,667 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to March 2025
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $1,134,646 | -1.6% | 72 | 211 | 213 |
| Semi-detached | $914,000 | +2.6% | 7 | 18 | 15 |
| Row / townhouse | $811,176 | -5.5% | 17 | 79 | 81 |
| Apartment | $506,667 | -20.9% | 3 | 24 | 35 |
| All types | $1,008,786 | -3.1% | 112 | 369 | 369 |
Source: the Toronto Regional Real Estate Board, Whitby, March 2025.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.