Whitby market report · June 2026
Whitby housing market: June 2026
Whitby housing market in June 2026: $936,392 average sale price (down 2.6% year over year), 168 homes sold, 2.9 months of supply — a balanced market. Figures from the Toronto Regional Real Estate Board.
What happened in Whitby in June 2026
Whitby recorded 168 sales in June 2026, 11.1% fewer than the same month a year earlier. Sellers brought 351 new listings to market, leaving 417 properties in inventory — 17.3% less than a year ago. At the month's pace of sales that is 2.9 months of supply, which puts Whitby in a balanced market. 44% of the month's new listings sold.
The average sale price across all property types was $936,392, down 2.6% year over year and down 1.4% on the month. Detached homes averaged $1,070,419 against $512,262 for condo apartments — the gap that decides which side of the $1.5 million insured-financing cap a purchase here falls on.
The two years to June 2026
By property type
| Type | Average sale price | YoY | Sold | New listings | Inventory |
|---|---|---|---|---|---|
| Detached | $1,070,419 | 0.0% | 99 | 199 | 241 |
| Semi-detached | $823,041 | -1.6% | 7 | 14 | 15 |
| Row / townhouse | $802,206 | -0.1% | 26 | 65 | 80 |
| Apartment | $512,262 | -13.7% | 13 | 26 | 40 |
| All types | $936,392 | -2.6% | 168 | 351 | 417 |
Source: the Toronto Regional Real Estate Board, Whitby, June 2026.
What this means if you're buying in Whitby
Market conditions shape the negotiation; your income, debts and the stress test decide what you can actually borrow. Detached housing in Whitby generally sits well under the insured cap, so buyers with less than 20% down have full access to insured financing and the sliding-scale minimum. Worth knowing: an insured mortgage is typically priced better than an uninsured one at the same loan-to-value, so putting down exactly 20% is not automatically the cheaper choice. It is genuinely worth pricing 19.99% down against 20% down before deciding — the answer surprises people.
Read the full Whitby area guide, compare it with the wider GTA market, or run your numbers and start an application.
Buying in Whitby?
Get a real pre-approval before you shop — it's the difference between a budget and a guess.